Some Risk Factors
You could have a momentary distraction while driving and cause a close call. Even the best driver may cause an accident with serious injuries and or damage the property. Ever hear about hitting the wrong peddle and landing in someone's living room? We have! When such accidents happen, lawsuits may happen and they could come after your house, car, or any other assets.
Pools are great too, but its a major source of liability for both invited guests and uninvited guests
Your teenager is driving and picks up some friends, there is an accident, if a lawsuit occurs, the umbrella would protect you.